I'm being charged a late fee on my credit card. Is this even a reason to be charged? Any advise

I'm being charge a late fee of $40 for nothing!! I owed $27 for the month but after I returned something and got the credit on the card the balance was $1.06. I sent it on time and everything but they say i have to pay $40 because the minimum balance wasnt sent even though only $1.06 was due. Ive never sent a late payment or not paid in full or minimum and they dont want to take it off. Any advise?

I'm being charged a late fee on my credit card. Is this even a reason to be charged? Any advise?imax theater

Sounds like a misunderstanding. Don't freak out, stay calm and call and ask for a supervisor, and discuss it with them.

Regardless of the amount owed, even $1.06 can incur a $40 late charge.....

Has the credit for the return already been posted ??

I'm being charged a late fee on my credit card. Is this even a reason to be charged? Any advise?classical music opera theater

you answered your own question. They said the minimum payment wasn't paid. If this is the first time it happened with that credit card, you may be able to call them ask for it be removed|||Most credit cards will waive a late fee once per year. Just ask for a waiver. You have probably just talked to a low-level clerk who can only answer what they are reading from a book - in other words, can't actually use their brain. Go up the chain if you need to.|||It sounds like they went by your statement ending balance, which is probably before the credit was issued. You can try to dispute it, but credit companies are very shady and will lie to you.

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I&#039;m being charged a late fee on my credit card. Is this even a reason to be charged? Any advise

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I'm being charged a late fee on my credit card. Is this even a reason to be charged? Any advise