What can the term 'Late Payment' refer to on a Credit Report?



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What does the term 'late payment' actually mean on a person's credit report? Does it literally mean the late payment of bills for mobile phones/credit cards/store cards or can you get a ‘late payment’ marker on your report for anything else?

I recently looked at my credit report for the first time and have 'late payment' markers on a regular bank account but don't understand how I can have 'late payments' for an account which I don't "make payments" on it and have never been asked to.

Help! I can't find an answer to this question anywhere else :-s

Thanks :)

What can the term 'Late Payment' refer to on a Credit Report?theatre tickets

Late payment does refer to payments that were made late on bill and credit cards and such. The only thing I can think of for the checking account is if you were negative in the account. Once an account is closed at the bank because of extended overdraft, the individual is put on CheckSystems and must make regular payments to pay off the overdrawn account.

What can the term 'Late Payment' refer to on a Credit Report?opera house opera theater


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