I paid a credit card late. Actually I paid it on the due date but it wasn't applied to my accou
I paid it late but on the due date, it was Saturday after 3:00 so it was paid on Monday morning. I was charged the late fee, but I am wondering is this reported to the credit bureau. When you get a credit report it shows bills 30 days late or more, do you think they reported this even though it was not late?
I paid a credit card late. Actually I paid it on the due date but it wasn't applied to my account that day, beparamount theaterSorry, but it WAS late! Look at your statement carefully. It usually spells out when the payment must be in their office in order to be considered on-time.
Whether or not it is reported as late to the credit bureau depends upon the issuing bank's policies. At least one of my credit cards is issued by a bank whose policy is to not report any payment as late unless the account is more than 60 days overdue.
Whether or not they will assess a late fee is again up to the bank. The same bank I mentioned above does not assess a late fee unless 2 consecutive payments are late or 4 or more are late in any 12 month period.
If you've been a good customer for a while -- at least a year with no late payments most of the time -- they may be willing to roll back the late fee. Call the customer service number on the back of your card or on the statement and ask.
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