Late car payment problem?

So i know that my car payment is gonna be late this month by 8 days. This would be the 2nd time since i have had my care that my payment is late (last time it was 5 days late). I call to give them the date that i can make the payment. They tell me that they have no grace period. So i told them fine ill pay the late fee. They said by law they couldnt charge me a late fee untill it was 10 days late. So i said fine ill pay it on the 18th and then they went back to telling me they had no grace period. They didnt want to set it up untill i got a little more aggressive with them and asked them to make me understand why they offered a late fee if i couldnt make a late payment? they offered me to change my due date for a 25 dollar fee that i had to pay now (the late fee would have been 18 dollars and I didnt want to change my payment date) Then the lady (who supposedly was the suporvisor) cut me off and said "fine we will set this up this one time but just to let you know we would consider

Late car payment problem?performing art center

Auto finance is what I do for a living and if you are financed with any major lender in the nation, they are bluffing.

There is almost always a 10-day grace period and they can not legally report your payment as late unless they receive it 30-days or more from the due date.

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Late car payment problem?

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