How do I go about getting my debts paid off when they just kept adding on late fees...?

I am living on my own and I am disabled. I live off of social security. My bills are piling up and I do not see any end in sight. My health is getting worse with these extra worries. How do I go about getting my bills paid. I want to pay them, but I get one check a month and it only goes so far. With the late fees I am always behind. Example: I have a credit card. I only owed $90 on it. Now with the late fees I owe $150 on it. Please help!!!! No bad comments please.

How do I go about getting my debts paid off when they just kept adding on late fees...?events

If you don't own your own home, and you're in the US, you could just stop paying them altogether. There's a law here that says creditors can't attach social security, so if you just don't pay, they really have no recourse against you unless your loan is secured.

The other options...call the credit companies. Most will put you on a repayment plan, and agree to dropping the late fees and will usually either reduce or eliminate the interest altogether if they understand you're on social security. They'll do this because they know that without your willingness to pay, they will get absolutely nothing due to the social security laws.

How do I go about getting my debts paid off when they just kept adding on late fees...?home theatre opera theater

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How do I go about getting my debts paid off when they just kept adding on late fees...?

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